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India worst place to live after retirement (2):

The Global Retirement Index (GRI) published yearly by Natixis Global attempts to provides a measure of supportive climate available to retirees in 43 countries including India. India is at the bottom of the Index.

 The reasons contributing to this, affecting retirees and pensioners are,

Increase in in life expectancy; earlier people use to live for about 10 to 15 years after retirement which has now increased to 25 to 35 years.

Increase in wage differential between working and retired people.

 Decreasing interest rates fetching less return on savings to retirees. 

Expensive quality health care which and can wipe out a large portion of one's savings.

  Health insurance provided free by the government has not reached all sections of the aged and is unrealistic so that one has to spend considerably from one's savings as well.

Health insurance premium has increased many folds and hospital expenses have outpaced the coverage provided by the insurance policy.

Poor environment like water and air pollution, poor infrastructure and poor transport facilities.

 Population and low percapita income has, as always, been a factor.



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